Instant Personal LoansUp to ₹50 Lakhs
Get quick approval, lowest interest rates, and flexible repayment options. Apply online with minimal documentation and instant disbursal.
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What is a Personal Loan?
A personal loan is an unsecured loan that does not require any collateral or security. It's a flexible financial product that can be used for various personal expenses without specifying the end-use.
Whether it's for a medical emergency, home renovation, wedding expenses, or debt consolidation, a personal loan provides quick access to funds with minimal documentation.
Instant Funds
Quick access to cash
Flexible Use
For any personal need
Minimal Docs
Hassle-free application
Unsecured
No collateral needed
Why Get a Personal Loan on CreditMitra?
We are committed to providing you with the best financial solutions and an unparalleled user experience.
2-Minute Approval
Get instant loan approval with our AI-powered assessment system.
100% Secure
Bank-grade security with 256-bit SSL encryption for your data.
100% Digital Process
Apply for loans online from your phone or laptop - no paperwork required.
Lowest Interest Rates
Compare offers from 50+ lenders to get the lowest interest rates.
Flexible Repayment
Choose repayment tenures from 12 to 84 months as per your convenience.
24/7 Support Available
Have doubts about personal loans? Our team works round the clock to assist you.
Instant Disbursal
Receive funds directly in your bank account within minutes of approval.
EMI Calculator
Use our EMI calculator to estimate your monthly installments and plan your finances.
Calculate NowBest Personal Loan Offers from Top Banks
Compare offers and features from leading banks and NBFCs
HDFC Bank
Personal Loan
Key Details:
ICICI Bank
Personal Loan
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Axis Bank
Personal Loan
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Bajaj Finserv
Personal Loan
Key Details:
State Bank of India
Personal Loan
Key Details:
Kotak Mahindra Bank
Personal Loan
Key Details:
*Rates as of December 2024. Terms and conditions apply.
When to Use a Personal Loan?
Flexible funds for every life event
Debt Consolidation
Combine multiple debts into one easy-to-manage personal loan.
Medical Emergencies
Get quick funds for unexpected medical expenses and treatments.
Home Renovation
Finance your dream home renovation projects with flexible personal loans.
Wedding Expenses
Cover wedding costs, from venue to catering, with a personal loan.
Travel & Vacations
Fund your dream vacation or international travel plans with ease.
Higher Education
Support your or your child's higher education with a personal loan.
EMI Calculator
Calculate your monthly EMI and plan your finances better.
Monthly EMI
₹10746.95
How to Apply for Personal Loan
Simple 3-step process to get your loan
Check Eligibility
Enter basic details to check your instant loan eligibility in 2 minutes.
Compare Offers
Receive personalized loan offers from multiple banks and NBFCs.
Get Disbursal
Complete e-KYC and get funds directly in your bank account.
Credible, Compliant & Committed
What Our Customers Say
Hear from thousands of satisfied users who trust CreditMitra for their financial needs.
Priya Sharma
Small Business Owner
"CreditMitra helped me secure a business loan quickly and easily. Their process is transparent, and the support team is incredibly helpful. Highly recommended!"
Rahul Singh
Salaried Professional
"I found the perfect credit card with amazing rewards through CreditMitra. The comparison tool is fantastic, and the application was seamless. Great experience!"
Anjali Devi
Homemaker
"Investing in mutual funds felt daunting, but CreditMitra made it so simple. Their guidance helped me choose the right funds for my goals. Truly a financial friend!"
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Frequently Asked Questions
Get answers to common personal loan questions
Get Your Personal Loan Instantly with Our Mobile App
Join 2M+ users who get instant personal loans through our award-winning mobile app. Check eligibility, compare offers, and get disbursal - all in one place. Available on iOS and Android.