Important Disclaimers

General Disclaimer

The information provided on CreditMitra's website and mobile application is for general informational purposes only. While we strive to keep the information up to date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on our platform.

Financial Products and Services Disclaimer

Loan Products

• CreditMitra is a loan aggregator and does not provide loans directly
• All loan approvals are subject to lender's terms, conditions, and eligibility criteria
• Interest rates, processing fees, and other charges are determined by the respective lenders
• We do not guarantee loan approval or specific interest rates
• Borrowers are solely responsible for loan repayment to the respective lenders

Credit Card Services

• We facilitate credit card applications but do not issue credit cards
• Card approval depends on the issuing bank's policies and your creditworthiness
• Annual fees, interest rates, and rewards are determined by the card issuer
• We are not responsible for changes in card terms by the issuer

Insurance Products

• Insurance products are underwritten by respective insurance companies
• Policy terms, coverage, and premiums are determined by the insurer
• Claims are processed by the insurance company, not CreditMitra
• We recommend reading all policy documents carefully before purchase

Investment and Mutual Fund Disclaimer

• All mutual fund investments carry market risks and may lose value
• Returns are not guaranteed and depend on market performance
• Past performance does not predict future results
• Investors should assess their risk tolerance before investing
• Tax implications may vary based on individual circumstances
• Exit loads and expense ratios apply as per scheme documents
• We are not SEBI registered investment advisors

Credit Score and Financial Information

• Credit scores are provided by third-party credit bureaus
• Scores may vary between different credit bureaus
• We do not guarantee the accuracy of credit information
• Credit scores are updated periodically and may not reflect real-time changes
• Factors affecting credit scores may vary and change over time

Technology and Service Availability

• Our services depend on technology infrastructure and may experience downtime
• We do not guarantee uninterrupted service availability
• System maintenance may temporarily affect service access
• Third-party service dependencies may impact our service delivery
• Mobile app functionality may vary across different devices and operating systems

Third-Party Services and Links

• Our platform may contain links to third-party websites and services
• We are not responsible for the content or practices of third-party sites
• Third-party terms and conditions apply to their respective services
• Privacy policies of third parties may differ from ours
• We do not endorse or guarantee third-party products or services

Regulatory Compliance

• Financial regulations may change and affect service availability
• Compliance requirements may vary by state and product type
• Some services may not be available in all geographic locations
• Age and eligibility restrictions apply to various financial products
• KYC and documentation requirements are mandatory for most services

Limitation of Liability

CreditMitra, its directors, employees, partners, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of our services, including but not limited to financial losses, data loss, or business interruption. Users acknowledge that they use our services at their own risk.

Professional Advice Recommendation

The information provided on our platform is not a substitute for professional financial, legal, or tax advice. We strongly recommend consulting with qualified professionals before making significant financial decisions. Individual circumstances vary, and what may be suitable for one person may not be appropriate for another.

Data Accuracy and Updates

• Interest rates, fees, and product features may change without notice
• Information displayed may not reflect the most current terms
• Users should verify all details directly with service providers
• Calculators provide estimates and may not reflect actual costs
• Eligibility criteria may change based on lender policies

Contact for Clarifications

If you have any questions about these disclaimers or need clarification on any aspect of our services, please contact us: